Vehicle Services


Mandatory Insurance

Arizona requires that every motor vehicle operated on roads in the state be covered by liability insurance through a company that is authorized to do business in Arizona. This includes golf carts, motorcycles and mopeds.

Minimum levels of financial responsibility are:
  • $15,000 bodily injury liability for one person and $30,000 for two or more persons
  • $10,000 property damage liability

Insurance companies notify MVD of all policy cancellations, non-renewals and new policies. If your insurance company sends a notice that your policy is no longer active, MVD will send you an inquiry notice to verify insurance status. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. 

The Arizona Mandatory Insurance Reporting System manual is available for insurance companies to download.

De-insuring Your Vehicle

De-insuring is temporarily discontinuing the required insurance on the vehicle until it is ready to be on the road again. This is a means to prevent suspension for failing to maintain proper insurance. To de-insure your vehicle, complete the online De-Insured Certificate.

Check Insurance Status

Civil RightsTitle VI of the Civil Rights Act of 1964, and the Americans with Disabilities Act (ADA)
  • Pursuant to Title VI of the Civil Rights Act of 1964, and the Americans with Disabilities Act (ADA), ADOT does not discriminate on the basis of race, color, national origin, age, sex or disability. Persons that require a reasonable accommodation based on language or disability should contact ADOT’s Civil Rights Office at 602.712.8946 or at Requests should be made as early as possible to ensure the State has an opportunity to address the accommodation.
  • De acuerdo con el título VI de la Ley de Derechos Civiles de 1964 y la Ley de Estadounidenses con Discapacidades (ADA por sus siglas en inglés), el Departamento de Transporte de Arizona (ADOT por sus siglas en inglés) no discrimina por raza, color, nacionalidad, edad, género o discapacidad.  Personas que requieren asistencia (dentro de lo razonable) ya sea por el idioma o por discapacidad deben ponerse en contacto con la Oficina de Derechos Civiles al 602.712.8946 o en Las solicitudes deben hacerse lo más pronto posible para asegurar que el equipo encargado del proyecto tenga la oportunidad de hacer los arreglos necesarios.