What is "mandatory insurance"?

Arizona requires that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, more commonly called liability insurance, through a company that is authorized to do business in Arizona. This requirement also includes golf carts, motorcycles and mopeds. Minimum levels of financial responsibility are

  • $25,000 bodily-injury liability for one person and $50,000 for two or more people.
  • $15,000 property-damage liability.